Financial Planning

You set the goals and we help you achieve those goals. Whether it is for retirement, education, or protecting your family, we have the knowledge and experience to help you succeed.

Retirement Planning

You tell us when you want to retire and what you want your retirement to look like, and we will chart a path for you to reach those goals. We will be with you every step of the way through all of lifes changes.

Education Planning

Let's work together to plan for the high costs of post secondary education. The earlier you start saving the better and there are government grants and bonds available to help you save.

Investment Portfolio Review

Is your current portfolio meeting your goals? Are your investments in line with your risk tolerance? Are you properly diversified? Your portfolio should be reviewed and rebalanced on a regular basis. We can construct an investment portfolio that is tailored to your individual needs. If you are not sure about your existing portfolio we can review it and give you a second opinion.

Insurance Needs Analysis

You want to protect your family and yourself from unforeseen and unfortunate events. Let us help you determine your insurance needs, and create a plan to protect what is most important. If you already have an insurance plan we can review it to see if there are any gaps in your coverage.

Group Benefits Planning

Do you need to attract and retain talented employees? A competitive benefits package is one of the best ways to accomplish that by building loyalty while maintaining productivity and morale. We can build a plan that is suited to your companies budget and industry. Your employees and their families health is your most important asset, so let's look at a customized group benefits plan as part of your overall employee compensation package.

Group Retirement Planning

Similar to an individual retirement plan, but you as the employer also contribute to your employees plan. Group RRSPs and Group Pension Plans are also part of your overall employee compensation package which helps attract and retain new employees and employer contributions are tax deductible.

Auditing Existing Plan Designs

Do you already have an employee benefits plan? Great! Did you know we have the ability to audit your plan design, identify gaps, discover cost avoidance, and marketing power to make sure premiums are fair! At no cost and/or obligation to move your business, you have nothing to lose by letting us go through process with you.

Products and Solutions

Individual Insurance Solutions

Life Insurance

Disability Insurance

Critical Illness Insurance

Travel Insurance

Individual Health Plans

Individual Investment Solutions

Registered Retirement Savings Plans

Locked-In Retirement Savings Plans

Registered Retirement Income Funds

Life Income Funds

Tax Free Savings Accounts

Registered Education Savings Plans

Registered Disability Savings Plans


Group Benefits Solutions

Fully Insured Plans

Administration Services Only

Chamber of Commerce Plan

Marketing Reports

Industry Reports

Health Care Spending Accounts

Employee Assistance Program

Group Retirement Solutions

Pension Plans

Deferred Profit Sharing Plans

Group Registered Retirement Savings Plans

Hybrid Plans